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Beacon Online Lending

Digital-only lender with flexible terms.

Beacon Online Lending offers auto loans for new, used and refinance borrowers. Digital-only lender with flexible terms.

Website
https://example.com/beacon-online-lending
Headquarters
United States
Founded
1945
Minimum loan amount
$5,000

Products & current rates

ProductTermAPRvs. best ratevs. top-5 average
New vehicle loan, 48 monthsNew vehicle 48 mo 6.05% +1.46 pts (best 4.59%) +0.94 pts (avg 5.11%)
New vehicle loan, 60 monthsNew vehicle 60 mo 6.19% +1.47 pts (best 4.72%) +0.97 pts (avg 5.22%)
New vehicle loan, 72 monthsNew vehicle 72 mo 6.36% +1.50 pts (best 4.86%) +1.02 pts (avg 5.34%)
Refinance vehicle loan, 48 monthsRefinance 48 mo 6.35% +1.47 pts (best 4.88%) +0.95 pts (avg 5.40%)
Refinance vehicle loan, 60 monthsRefinance 60 mo 6.54% +1.54 pts (best 5.00%) +1.00 pts (avg 5.54%)
Refinance vehicle loan, 72 monthsRefinance 72 mo 6.61% +1.45 pts (best 5.16%) +0.93 pts (avg 5.68%)
Used vehicle loan, 48 monthsUsed vehicle 48 mo 6.59% +1.54 pts (best 5.05%) +1.02 pts (avg 5.57%)
Used vehicle loan, 60 monthsUsed vehicle 60 mo 6.69% +1.50 pts (best 5.19%) +0.97 pts (avg 5.72%)
Used vehicle loan, 72 monthsUsed vehicle 72 mo 6.81% +1.55 pts (best 5.26%) +0.97 pts (avg 5.84%)

Rates over time

New vehicle loan, 48 months

Dec 2025: 6.37% Nov 2026: 6.05%

New vehicle loan, 60 months

Dec 2025: 6.56% Nov 2026: 6.19%

New vehicle loan, 72 months

Dec 2025: 6.67% Nov 2026: 6.36%

Refinance vehicle loan, 48 months

Dec 2025: 6.67% Nov 2026: 6.35%

Refinance vehicle loan, 60 months

Dec 2025: 6.84% Nov 2026: 6.54%

Refinance vehicle loan, 72 months

Dec 2025: 6.91% Nov 2026: 6.61%

Used vehicle loan, 48 months

Dec 2025: 6.85% Nov 2026: 6.59%

Used vehicle loan, 60 months

Dec 2025: 7.06% Nov 2026: 6.69%

Used vehicle loan, 72 months

Dec 2025: 7.09% Nov 2026: 6.81%

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