AutoRates Drive away with the lowest rate.

Summit Federal Credit Union

Member-owned credit union with low fixed rates.

Summit Federal Credit Union offers auto loans for new, used and refinance borrowers. Member-owned credit union with low fixed rates.

Website
https://example.com/summit-federal-credit-union
Headquarters
United States
Founded
1997
Minimum loan amount
$5,000

Products & current rates

ProductTermAPRvs. best ratevs. top-5 average
New vehicle loan, 48 monthsNew vehicle 48 mo 4.59% Best rate -0.52 pts (avg 5.11%)
New vehicle loan, 60 monthsNew vehicle 60 mo 4.72% Best rate -0.50 pts (avg 5.22%)
New vehicle loan, 72 monthsNew vehicle 72 mo 4.86% Best rate -0.48 pts (avg 5.34%)
Refinance vehicle loan, 48 monthsRefinance 48 mo 4.88% Best rate -0.52 pts (avg 5.40%)
Refinance vehicle loan, 60 monthsRefinance 60 mo 5.00% Best rate -0.54 pts (avg 5.54%)
Refinance vehicle loan, 72 monthsRefinance 72 mo 5.16% Best rate -0.52 pts (avg 5.68%)
Used vehicle loan, 48 monthsUsed vehicle 48 mo 5.05% Best rate -0.52 pts (avg 5.57%)
Used vehicle loan, 60 monthsUsed vehicle 60 mo 5.19% Best rate -0.53 pts (avg 5.72%)
Used vehicle loan, 72 monthsUsed vehicle 72 mo 5.26% Best rate -0.58 pts (avg 5.84%)

Rates over time

New vehicle loan, 48 months

Dec 2025: 4.93% Nov 2026: 4.59%

New vehicle loan, 60 months

Dec 2025: 5.05% Nov 2026: 4.72%

New vehicle loan, 72 months

Dec 2025: 5.17% Nov 2026: 4.86%

Refinance vehicle loan, 48 months

Dec 2025: 5.25% Nov 2026: 4.88%

Refinance vehicle loan, 60 months

Dec 2025: 5.28% Nov 2026: 5.00%

Refinance vehicle loan, 72 months

Dec 2025: 5.48% Nov 2026: 5.16%

Used vehicle loan, 48 months

Dec 2025: 5.35% Nov 2026: 5.05%

Used vehicle loan, 60 months

Dec 2025: 5.55% Nov 2026: 5.19%

Used vehicle loan, 72 months

Dec 2025: 5.64% Nov 2026: 5.26%

Customer reviews

  • No reviews yet. Be the first!

Log in to leave a review.